Effective Date: September 13, 2026
These Terms & Conditions govern your use of the Opfar Insurance Group LLC website and your communications with Opfar Insurance Group LLC (“Opfar Insurance Group,” “we,” “us,” or “our”).
By using our website, you agree to these Terms & Conditions.
Insurance Information
Information provided through this website is intended for general informational purposes and does not constitute a guarantee of coverage, eligibility, benefits, premiums, or enrollment.
Insurance availability, eligibility, benefits, premiums, and coverage are subject to applicable insurance carrier rules, plan documents, underwriting requirements where applicable, and applicable laws and regulations.
Submitting a form through our website does not create an insurance policy or guarantee enrollment in any insurance product.
Website Inquiries
When you submit information through our website, you authorize Opfar Insurance Group to use the information you provide to respond to your inquiry and provide the services you request.
SMS/Text Messaging Terms
Consumers may choose to receive SMS communications from Opfar Insurance Group by providing their mobile telephone number and affirmatively selecting the SMS consent option presented on our website or through another disclosed opt-in method.
If you opt in, messages may include communications regarding:
- Insurance inquiries and requested information.
- Appointment scheduling.
- Appointment confirmations.
- Appointment reminders.
- Customer-service communications.
Message frequency varies. Message and data rates may apply.
You may opt out at any time by replying STOP to any SMS message from Opfar Insurance Group. After opting out, you may receive a final confirmation message.
For assistance, reply HELP.
Consent to receive SMS messages is not a condition of purchasing any goods or services.
Your wireless carrier is not responsible for delayed or undelivered messages.
Opfar Insurance Group may modify or discontinue its SMS messaging program at any time.
Information regarding how we collect and use personal information, including mobile information and SMS consent, is available in our Privacy Policy.
Intellectual Property
Content appearing on the Opfar Insurance Group website, including text, graphics, branding, logos, and other materials, may be protected by intellectual-property laws and may not be copied or distributed without authorization except as permitted by law.
Third-Party Services
Our website may contain links to third-party websites, insurance carriers, or other services. Opfar Insurance Group does not control and is not responsible for the content, availability, security, or privacy practices of third-party websites.
Disclaimer
We make reasonable efforts to provide accurate information but do not warrant that all website information will always be complete, current, or error-free.
Nothing on this website should be interpreted as a guarantee that a particular insurance product is available or appropriate for any particular individual.
Limitation of Liability
To the extent permitted by applicable law, Opfar Insurance Group will not be liable for indirect, incidental, consequential, or special damages resulting from use of or inability to use this website.
Changes to These Terms
We may modify these Terms & Conditions periodically. Changes will be posted on this page with an updated effective date.
Contact
Questions regarding these Terms & Conditions may be directed to:
Opfar Insurance Group LLC